Question : INTEREST FREE LOAN FOR WEAKER SECTION



(a) whether there is acute shortage of houses for weaker sections, Scheduled Castes and Scheduled Tribes in the country;

(b) whether any scheme is available to provide interest free loans to weaker sections of the society; and

(c) if so, the details thereof?

Answer given by the minister


MINISTER OF STATE IN THE MINISTRY OF HOUSING & URBAN POVERTY ALLEVIATION( KUMARI SELJA )

(a): According to the estimates made by the Technical Group constituted by the Ministry for assessment of the urban housing shortage at the end of the 10th Five Year Plan, the total housing shortage in the country is 24.71 million The category-wise housing shortage of all categories including Scheduled Castes and Scheduled Tribes is as follows:-

Category	Housing shortage in Million as on 2007
Economically Weaker Sections (EWS) 21.78 Low Income Group (LIG) 2.89 Middle Income Group (MIG) } 0.04 High Income Group (HIG) } TOTAL: 24.71

(b)&(c): A provision of Rs.95 crores has been made in the Budget Grant of this Ministry for the year 2008-09 for an Interest Subsidy Scheme for Housing the Urban Poor. The details of the scheme are being worked out.